Federal Act on Financial Services (FinSA) ZH

Information for our clients

General Information regarding FinSA

FinSA entered into force on January 1st, 2020 and was progressively implemented by Gutzwiller AG Zürich within the statutory transition period ending on December 31st, 2021.

FinSA contains information and transparency requirements vis-à-vis the client, so that the client can make informed decisions when dealing with the bank and its offering of products and services. This applies in particular to transactions on securities, derivatives or forward transactions.

FinSA as well as the European regulation under MiFID II (in force since January 3rd, 2018) include the obligation to profile and segment clients.

The scope of investor protection depends on the classification into the segments of retail (private) clients, professional clients and institutional clients. Gutzwiller AG Zürich carries out the profiling whenever possible directly with the client, who, as a result, is informed about the classification into the respective segment.

Gutzwiller AG Zürich offer the following services:

Information regarding Gutzwiller AG Zürich and the Self-Regulation Organisation VQF

Gutzwiller AG Zürich is affiliated with the Self-Regulation Organisation VQF Financial Services Standards Association. The affiliation with FINControl Suisse Ltd, an independent Swiss Supervisory Organisation is envisaged for 2022, according to the dispositions of the Federal Financial Institutions Act (FinIA).

Gutzwiller AG Zürich is a subsidiary of E. Gutzwiller & Cie, Banquiers, an authorized bank and securities dealer of the category private bankers, regulated through FINMA.

Contact information:

Gutzwiller AG Zürich
Stadthausquai 1
CH-8001 Zurich
+41 43 497 27 42
https://www.gutzwiller.ch/zurich_e/

VQF
General-Guisan-Strasse 6
CH-6300 Zug
+41 41 763 28 20
https://www.vqf.ch

FINcontrol Suisse Ltd
c/o VQF, CH-6300 Zug
+41 41 767 36 00
https://www.fincontrol.ch


Information regarding affiliation with Ombudsman’s office for financial services

Gutzwiller AG Zürich is affiliated with FINOS, officially recognized ombudsman service. This independent Ombudsman’s office guarantees a professional and serious handling of complaints concerning affiliated companies.

Risk information, product information/key information document

Based on requirements by FinSA and in relation to investment activities of clients from the segment of retail (private) clients, we will provide product information relating to financial instruments as proposed or eventually as executed, as long as such is available.

In the brochure “Risks Involved in Trading Financial Instruments” by SwissBanking, you find information on typical financial services as well as on the characteristics and risks of financial instruments. You may download the brochure from the following link: https://www.gutzwiller.ch/wp-content/uploads/2019/11/201911-SBVg_Risks_Financial-instruments_EN.pdf

Principles of best execution and handling of conflict of interests

The principles of best execution by Gutzwiller AG Zürich are laid down in the following fact-sheet.

Regarding the handling of conflict of interests, we refer you to the relevant fact-sheet. Gutzwiller AG Zürich is the investment advisor of the EG CHF Bond Fund (CHF), with E. Gutzwiller & Cie, Banquiers as main distributor. Further, Gutzwiller AG Zürich is Investment Manager in a number of Actively Managed Certificates issued by third-party financial institutions. For further details, please refer to your client advisor.