Federal Act on Financial Services (FinSA)

Information for our clients

General Information regarding FinSA

FinSA entered into force on January 1st, 2020 and was implemented by E. Gutzwiller & Cie, Banquiers within the statutory transition period ending on December 31st, 2021.

FinSA contains information and transparency requirements vis-à-vis the client, so that the client can make informed decisions when dealing with the bank and it’s offering of products and services. This applies in particular to transactions on securities, derivatives or forward transactions.

FinSA as well as the European regulation under MiFID II (in force since January 3, 2018) include the obligation to profile and segment clients.

The scope of investor protection depends on the classification into the segments of retail (private) clients, professional clients and institutional clients. E. Gutzwiller & Cie, Banquiers carries out the profiling whenever possible directly with the client, who, as a result, is informed about the classification into the respective segment.

E. Gutzwiller & Cie, Banquiers offer the following services:  

 

Information regarding E. Gutzwiller & Cie, Banquiers and the Supervisory Authority FINMA

E. Gutzwiller & Cie, Banquiers is an authorized bank and securities dealer of the category private bankers, regulated through FINMA, the Swiss Financial Market Supervisory Authority.

 

Contact information: 

E. Gutzwiller & Cie, Banquiers
Kaufhausgasse 7
CH-4051 Basel
Tel.: +41 61 205 21 00
www.gutzwiller.ch

FINMA
Laupenstrasse 27
CH-3003 Bern
Tel. +41 31 327 91 00
www.finma.ch


Information regarding affiliation with the Swiss Banking Ombudsman 

E. Gutzwiller & Cie, Banquiers is affiliated with the SwissBanking Ombudsman. This Ombudsman’s office deals with specific client complaints against banks domiciled in Switzerland. The office is neutral, treats enquiries confidentially and free of charge.

Contact information: 

Swiss Banking Ombudsman
Bahnhofplatz 9
Postfach
CH-8021 Zürich
Tel.: +41 43 266 14 14 (DE + EN)
Tel: +41 21 311 29 83 (FR + IT)
www.bankingombudsman.ch


Risk information, Product information/Key information document

In the brochure “Risks Involved in Trading Financial Instruments” by SwissBanking, you find information on typical financial services as well as on the characteristics and risks of financial instruments. You may download the brochure from the following link.

Based on requirements by FinSA and in relation to investment activities of clients from the segment of retail (private) clients, we will provide product information relating to financial instruments as proposed or eventually as executed, as long as such is available.

Principles of Best Execution and handling of conflict of interests

The principles of best execution by our bank are laid down in the following fact-sheet. Regarding the handling of conflict of interests, we refer you to the relevant fact-sheet. The bank has its own fund management company that manages Swiss investment funds. The bank is the main distributor of these products and uses them as quality building blocks in the recommended investment strategies.